Just arrived in Canada? You're not alone—and it shouldn’t stop you from getting the car you need. At Cars With Chloe, we specialize in helping newcomers secure car loans without requiring an established Canadian credit history.
Find Tailored Car Loan Options in Your Province:
We help newcomers secure their first Canadian car loan with programs built for new immigrants, students, and temporary workers.
Apply securely online in minutes and get fast pre-approval decisions—even if you don't have Canadian credit yet.
We partner with trusted dealerships across Canada to offer you a wide range of vehicle options and newcomer-friendly financing plans.
Complete our simple application form.
We'll pair you with a dealership that fits your needs.
Choose your vehicle and finalize the deal.
Timely payments can improve your credit score over time.
Customized loan options to fit your budget.
Transparent terms with no surprises.
New to Canada? Don’t let your credit history stand in the way—apply for your first car loan today.
Apply NowTake the first step towards your new vehicle today.
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