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New to Canada Car Loans in Ontario
Just arrived in Canada's most populous province? You're not alone - and that shouldn't stop you from getting reliable transportation. At Cars With Chloe, we help newcomers to Canada secure car loans with flexible terms and fast approvals, even without an established Canadian credit history.
No hidden fees-ever
Newcomer-Friendly Financing
We specialize in helping immigrants, international workers, and students secure their first vehicle loans without Canadian credit.
Quick Online Application
Apply securely online in minutes and get fast pre-approval, even if you're new to Canada.
Wide Network of Dealerships
We partner with trusted dealerships across Ontario to offer newcomers a wide range of vehicle options and flexible financing programs.
Major Cities We Serve in Ontario
Explore the cities we proudly assist customers in:
Don't see your area? We proudly serve newcomers all across Ontario.
Understanding New to Canada Car Loans
A newcomer car loan helps individuals without a Canadian credit profile finance a vehicle and begin building a strong financial foundation. Here's what you should know.
Interest Rates
Typically start from 7% or higher in Ontario, depending on income stability, employment history, and lender guidelines.
Loan Terms
Flexible repayment terms usually range from 48 to 96 months.
Down Payments
A minimal or no down payment may be required based on your individual application and lender requirements.
Frequently Asked Questions
Ready to Get Started?
Just arrived in Ontario? Apply today and get pre-approved for your first car loan in Canada!
Apply NowTake the first step towards your new vehicle today.
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