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Worried about making a down payment? You're not alone. Many Edmontonians have faced financial challenges, but that shouldn't prevent you from securing reliable transportation. At Cars With Chloe, we specialize in connecting Edmonton residents with dealerships offering flexible zero down financing solutions.


No hidden fees-ever
Our team understands Edmonton's automotive market and helps you navigate zero down financing with ease.
Drive away without a large upfront payment—our zero down options make vehicle ownership more accessible.
Our streamlined application process ensures fast approvals for Edmonton residents.
We partner with trusted dealerships throughout Edmonton to give you a wide selection of vehicles and financing programs.
We offer a variety of financing options tailored to your budget and needs, even if you prefer zero down.
Consistent, on-time payments on your zero down car loan can help you improve your credit score over time.








Don't see your area? We proudly serve all regions around Edmonton.
A zero down car loan allows you to finance 100% of the vehicle cost without an upfront payment. Here's what you need to know.
Typically range from 7%+ in Alberta, depending on your financial situation.
Flexible repayment terms ranging from 48 to 96 months.
Zero down payment for qualified applicants; some lenders may require a minimal deposit based on the applicant’s profile.
Interest rates for zero down car loans in Edmonton typically range from 7%+, depending on your credit profile, income, and the lender’s guidelines.
Yes, we proudly serve surrounding areas including Sherwood Park, St. Albert, Leduc, Spruce Grove, Stony Plain, Fort Saskatchewan, Nisku, and Ardrossan. If your area isn't listed, contact us — we likely serve it too.
Yes! At Cars With Chloe, we help Edmonton residents with all credit backgrounds—including poor or limited credit—qualify for zero down payment car loans.

Don’t let a down payment stand between you and your next vehicle—get pre-approved for a zero down car loan today.
Apply NowTake the first step towards your new vehicle today.
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