Can I get a car loan with bad credit in Moncton?

Yes! Cars With Chloe specializes in helping Moncton residents with all types of credit get approved, including those with scores below 600 or past financial issues like bankruptcy.

How long does it take to get approved for a car loan in Moncton?

Most Moncton applicants receive pre-approval within 24 hours, and full approvals are typically finalized within 1–2 business days.

Do I need a down payment for a bad credit car loan in Moncton?

Not necessarily. We offer $0 down options for qualified Moncton applicants, although a down payment can sometimes improve your loan terms.

Bad Credit Car Loans in Moncton, New Brunswick

Credit problems shouldn’t put the brakes on your life. Whether you're commuting to work, running errands, or heading to the coast for the weekend, Cars With Chloe is here to help Moncton drivers secure affordable financing—no matter their credit history.

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Serving All of Moncton and Surrounding Areas

Explore the cities we proudly assist customers in:

Dieppe

Riverview

Shediac

Salisbury

Memramcook

Sackville

Bouctouche

Amherst

Don't see your town? We proudly help drivers across Greater Moncton and beyond.

Why Choose Us?

Local Expertise

We know Moncton's car market and financing landscape, making it easier for you to find the right vehicle with the right loan.

All Credit Situations Welcome

Whether you’ve had missed payments, bankruptcy, or no credit history, we have solutions tailored for Moncton residents.

Fast Pre-Approvals

Fill out our secure online application and get a pre-approval usually within a day.

Wide Dealership Network

We work with a network of trusted dealerships across New Brunswick to give Moncton drivers more vehicle and financing choices.

Flexible Payment Options

We offer flexible payment plans to match your budget and lifestyle goals.

Credit Rebuilding Support

Make on-time payments and watch your credit score improve over time with your auto loan.

How to Apply

Apply Online

It takes just a few minutes to complete our secure application.

Get Matched

We'll connect you with a dealership that fits your needs.

Choose Your Vehicle

Select from a range of cars, trucks, SUVs, and vans.

Drive Away

Finalize the deal and come pick it up, or have it delivered.

Understanding Bad Credit Car Loans

A bad credit car loan offers flexible terms for Moncton drivers who need a second chance at auto financing.

Interest Rates

Typically start around 7% or higher in New Brunswick, depending on credit and income.

Loan Terms

Loan terms generally range from 48 to 96 months.

Down Payments

Down payments vary but $0 down options are available for qualified Moncton buyers.

Rebuild Your Credit

Making regular, on-time payments on your new car loan is one of the easiest ways Moncton drivers can boost their credit scores and move toward a stronger financial future.

Ready to Get Started?

Ready to drive away in a car you love? Apply now—bad credit won’t hold you back in Moncton!

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Take the first step towards your new vehicle today.